Preservation & Growth

Preservation & Growth

Capital Horizons has simplified its approach to this part of the process and broken it down into four distinct phases

CHL_steps

Reflect Upon:

  • What are your current assets/liabilities?
  • How are they structured?
  • What is the amount of investable income you are willing to allocate?
  • Age of beneficiaries?
  • How long are the beneficiaries from retirement?
  • Would you focus on income generation or capital appreciation or a balance?
  • What is the approximate loss over a one year period that you would consider acceptable?
  • Safe investments do not usually outperform inflation rates and tend towards a decrease in purchasing power.
  • What currencies will you require your income in?
  • Very often, the amount of money available for investment competes with other interests. E.g. If the family decided to buy a jet, it is millions of dollars which will not be available as investable income.